Foreign National Program

Foreign buyers of U.S. Residential properties are at record levels, with foreign buyer accounting for approximately 10% of all home sales by dollar volume and 5% by the numbers of properties being purchased. These buyers do not have the legal documentation to be considered Permanent Resident Aliens, which includes Permanent or Condition Resident Card, Green Cards, I-94A refuge/asylum, employment authorization form I-766 or I-765, and work authorization form I-797A. Non-prime lender now offers Foreign Nationals the ability to purchase a home using Non-Agency financing, with a minimum 25% down payment. While Non-Qualified and Non-Agency loan programs are constantly evolving please reference the below guidelines to assist you in determining if a Foreign National Mortgage Loan program is right for you:

Up to 75% Loan-To-Value (purchase or refinance)
Simple credit reference letters to satisfy trade lines
Non-US Credit Accepted
No Social Security Number or Individual Taxpayer Identification Number required
12 months reserves required
Loans up to $750,000 (higher amounts case by case)
Reserves can remain in foreign account
Minimum loan amount $150,000
Debt-To-Income up to 50% considerer

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Equal Housing is sponsored by Millennial Home Loans, LLC. Millennial Home Loans, LLC NMLS #1221523; Licensed in Maryland as a Mortgage Lender License by the Department of Labor, Licensing and Regulation #21387, Pennsylvania as a Mortgage Broker License by the Pennsylvania Department of Banking #47955, and in Virginia as a Broker License by the Bureau of Financial Institutions #MC-6731. Copyright © 2018 All Rights Reserved. All mortgage loans are arranged through third (3rd) party providers.