Non-Agency Investment Property Mortgage Loans

Investors can now use the cash-flow or rental income of the investment property to cover the cost of the monthly mortgage amount, including principal, interest, property taxes, homeowner insurance, and if applicable condo or homeowner association fees. While Non-Qualified and Non-Agency loan programs are constantly evolving please reference the below guidelines to assist you in determining if an Investor Cash Flow Loan Program is right for you:

No personal income used to qualify
No limit on number of properties financed
No Debt-To-Income restrictions
Must have housing history and own a primary home
2 waiting periods on a Foreclosure, Short Sale, Bankruptcy, or Deed-In-Lieu
Qualification based on property cash flow
Loans up to $1 million (minimum loan $150,000)
Up to 75% Loan-To-Value (including cash-out)
Minimum credit score: 660
No employment required on application

Getting Started is Easy

I have read and agreed to the Privacy Statement and Terms and Use policy.

Equal Housing is sponsored by Millennial Home Loans, LLC. Millennial Home Loans, LLC NMLS #1221523; Licensed in Maryland as a Mortgage Lender License by the Department of Labor, Licensing and Regulation #21387, Pennsylvania as a Mortgage Broker License by the Pennsylvania Department of Banking #47955, and in Virginia as a Broker License by the Bureau of Financial Institutions #MC-6731. Copyright © 2018 All Rights Reserved. All mortgage loans are arranged through third (3rd) party providers.